Background on José Delfino Jiménez and FIDE
José Delfino Jiménez Ramírez, the regional manager of the Fideicomiso para el Ahorro de Energía Eléctrica (FIDE), recently highlighted a significant issue faced by small and medium-sized enterprises (SMEs) in Puebla, Mexico. FIDE offers five-year credits to help businesses modernize by adopting eco-friendly technologies.
Jiménez Ramírez’s statement comes after FIDE reported that 70% of SMEs applying for these eco-technology credits have been rejected. The primary reasons for rejection are the businesses’ lack of registration with the Secretaría de Hacienda y Crédito Público (SHCP) and negative credit histories in the Buró de Crédito.
FIDE has allocated 30 million pesos in 2025 for providing financing of up to 250,000 pesos to Puebla-based companies. The credit terms include interest rates ranging from 12.95% to 13.7%, aiming to assist businesses in acquiring energy-efficient equipment such as refrigeration units, solar water heaters, air conditioning systems, thermal insulation, and LED lighting.
Credit Details and Impact
The FIDE credits, available for five years, offer businesses the opportunity to modernize with eco-technologies. Eligible companies can receive up to 10% of their investment as a grant-in-aid.
Over the past 13 years, FIDE has provided over 100 million pesos in financing across Puebla, benefiting businesses like hotels, restaurants, cafeterias, and ice cream parlors. These companies have achieved energy cost reductions of 30% to 50%, demonstrating the positive impact of adopting eco-friendly technologies.
SMEs constitute approximately 98% of Puebla’s economic units, making FIDE’s support crucial for both economic and environmental advancements in the region.
Puebla’s Energy Consumption and Goals
Víctor Gabriel Chedraui, Puebla’s Secretary of Economic Development and Labor, explained that the state ranks 12th nationally in electricity consumption for commercial and industrial sectors.
By implementing this initiative, the goal is to decrease energy consumption and promote sustainable, competitive economic development for Puebla’s businesses.
Key Questions and Answers
- What is FIDE? The Fideicomiso para el Ahorro de Energía Eléctrica (FIDE) is a trust that offers five-year credits to help businesses modernize by adopting eco-friendly technologies.
- Why are SMEs being rejected for credits? Most SMEs are not registered with the SHCP or have negative credit histories, leading to rejection of their credit applications.
- What technologies can businesses acquire with these credits? Businesses can invest in energy-efficient equipment such as refrigeration units, solar water heaters, air conditioning systems, thermal insulation, and LED lighting.
- What percentage of Puebla’s economic units are SMEs? Approximately 98% of Puebla’s economic units are SMEs.
- What is Puebla’s current ranking in energy consumption? Puebla ranks 12th nationally in electricity consumption for commercial and industrial sectors.
- What are the goals of this FIDE initiative? The initiative aims to reduce energy consumption and foster sustainable, competitive economic development for Puebla’s businesses.
