Introduction to Infonavit and its Recent Restructuring Efforts
The Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) has completed the restructuring of 4.9 million troubled loans, prompting a call to action for its beneficiaries to verify their eligibility for these benefits. This initiative, known as the Solución Integral program, was instructed by President Claudia Sheinbaum Pardo to assist those facing difficulties in settling their debts.
Accessing Information on Restructuring Benefits
To check if you are among the beneficiaries, visit the Infonavit website at infonavit.org.mx/solucionintegral. Ensure you have the following details handy:
- Full name of the credit holder
- Security Social Number (NSS)
- Credit number
Types of Restructuring Benefits Offered
Infonavit has outlined various benefits depending on each loan’s conditions and characteristics. These include:
- Reduction of the total outstanding balance, where the loan is liquidated
- Lowered interest rates
- Fixed monthly payments
- For those with active employment, employer contributions are directly applied to the principal, accelerating debt repayment
Restructuring Impact and Infonavit’s Commitment
Out of the total 4.9 million loans, 238,000 received benefits equivalent to full debt payment; 1.258 million loans were restructured with reduced balances, and 3.36 million loans received restructuring.
Infonavit emphasized its institutional transformation, prioritizing workers’ property security under the principle that housing is a human right, not a commodity. This commitment was highlighted in an official statement.
Free and Direct Tramites
Infonavit reminds its beneficiaries that all procedures are free and personal, eliminating the need for intermediaries. Should you have any questions or concerns, reach out to any Infonavit Service Center or call 800 008 3900.
Key Questions and Answers
- What is Infonavit? Infonavit is an institute in Mexico that provides housing credit to workers.
- Why is Infonavit restructuring loans? To assist workers facing difficulties in settling their debts, as instructed by President Claudia Sheinbaum Pardo.
- How can I check my eligibility for restructuring benefits? Visit infonavit.org.mx/solucionintegral with your full name, NSS, and credit number.
- What types of benefits are available through restructuring? Benefits include reduced balances, lowered interest rates, fixed monthly payments, and accelerated debt repayment for those with active employment.
- Are there any costs associated with these procedures? No, all procedures are free of charge.
