Introduction
As Benjamin Franklin famously said, “In this world nothing can be said to be certain, except death and taxes.” At the start of each year, millions of Mexicans take advantage of the opportunity to get up-to-date with vehicle ownership tax payments, property taxes (predial), and other fiscal obligations.
Bank Promotions for Easier Tax and Service Payments
In early February 2026, several banks are offering promotions and facilities for tax and service payments, with interest-free terms ranging from 3 to 18 months. These offers can provide relief for personal finances when addressing your fiscal obligations.
Scotiabank
- Availability: Residents of Mexico City only.
- Offer: 6 months interest-free (MSI) on payments for services and taxes—including predial, vehicle ownership tax, water, fines, tramites, etc.—using participating credit cards at bank branches or affiliated supermarkets.
- Note: Check current restrictions.
BBVA
- Availability: Mexico City and select municipalities in other entities.
- Offer: Interest-free terms for vehicle ownership tax and property tax payments, depending on local agreements. Verify if your alcaldía or municipality participates in these promotions.
Banorte
- Offer: Interest-free terms of 3 to 18 months for property tax, water, and vehicle ownership tax payments using only Banorte credit cards according to state and municipal agreements.
- Note: Check conditions on the official website.
Inbursa
- Availability: Mexico City residents.
- Offer: Pay predial, vehicle ownership tax, and water bills (current or overdue) in Inbursa branches, mobile app, online, or at Walmart Express, Bodega Aurrera, and other participating stores.
- Validity: Until March 31, 2026.
Banamex
- Availability: Mexico City users.
- Offer: Interest-free terms of 6 to 9 months for tax payments in bank branches and participating retailers like Soriana, valid until March 31, 2026.
Santander
- Offer: 6, 9, and 12 months interest-free (minimum of 500 pesos) for Oro, Platino, Clásica, and Digital cardholders when making payments at Tax Administrations, Chedraui, or Santander branches.
Banjercito
- Offer: 3 and 6 months interest-free for Platinum, Oro, Fuerza Rosa, and Clásica cardholders available at all branches nationwide.
Important Notes
Remember to confirm with your municipality and bank if interest-free month agreements exist, as promotions can vary regionally and are usually temporary. Verify current dates and terms before utilizing these facilities.
Key Questions and Answers
- Q: Which banks are offering interest-free payment terms?
A: Scotiabank, BBVA, Banorte, Inbursa, Banamex, Santander, and Banjercito are offering interest-free payment terms for property taxes, vehicle ownership tax, and water bills.
- Q: What are the interest-free terms offered by each bank?
A: Scotiabank offers 6 months interest-free; BBVA and local agreements determine terms; Banorte offers 3 to 18 months interest-free; Inbursa has no specified term limit up to March 31, 2026; Banamex offers 6 to 9 months interest-free; Santander offers 6, 9, and 12 months interest-free; Banjercito offers 3 and 6 months interest-free.
- Q: How can I confirm if my municipality participates in these promotions?
A: Verify with your alcaldía or municipality if they participate in these promotions, as agreements can vary.
- Q: When do these promotions expire?
A: Promotion expiration dates vary, so always check current terms and conditions before utilizing these facilities.
