Long Payment Periods Impact Querétaro’s Industrial SMEs

Web Editor

January 22, 2026

a group of people standing around a robot in a factory with a machine in the background and a man in

Background on the Issue and Relevance of Amiqro

Querétaro, Qro. Extensive payment periods continue to affect micro, small, and medium-sized industrial enterprises (mipymes) in the state due to payment terms extending up to four months, and sometimes even longer, according to Cuauhtémoc Acevedo Toledo, president of the Association of Industrial mipymes of Querétaro (Amiqro).

Who is Cuauhtémoc Acevedo Toledo?

Cuauhtémoc Acevedo Toledo is the president of Amiqro, an organization representing industrial mipymes in Querétaro. His role is crucial as he advocates for the interests of these businesses and addresses challenges they face.

Why are mipymes relevant?

These mipymes are vital to Querétaro’s industrial sector, contributing significantly to the state’s economy. Their struggles directly impact local employment and business growth.

Impact of Long Payment Periods

Acevedo Toledo highlighted that these extended payment periods force mipymes to cover their operational costs while waiting for payments, which can lead to financial strain.

  • Extended payment terms: Up to 120 days or more, making it difficult for mipymes to manage cash flow.
  • Sector-wide effects: The automotive industry, one of Querétaro’s key sectors, experienced delayed orders due to global uncertainty and tariff concerns.
  • Disproportionate impact: Smaller businesses, like mipymes, are more vulnerable to these payment delays.

Acevedo Toledo emphasized that almost all businesses face indebtedness due to these lengthy payment periods after product delivery.

In some cases, small businesses resort to financial services. Acevedo Toledo estimated that 30% of Amiqro member companies seek credit for machinery acquisition or diversification projects.

Amiqro’s Vice President Diana Bello’s Perspective

Diana Bello, Amiqro’s vice president, pointed out that delayed payments affect operating businesses awaiting funds. In some cases, payment periods can extend up to 180 days.

“The entire process is time-consuming, and you can’t tell employees, ‘I’ll pay you when I get paid,’ or ‘I’ll cover the rent when I get paid.’ It’s not that they don’t want to pay you; it’s just their payment policy and structure that doesn’t help during these times,” Bello explained.

Upcoming Congreso Industrial Horizontes Globales 2026

In response to these challenges, Amiqro announced the second Congreso Industrial Horizontes Globales 2026, a business meeting aimed at strengthening industrial competitiveness, promoting business linkages, and exploring new markets.

  • Event details: The event will take place on February 18 and 19 in Querétaro’s capital, addressing current industry issues.
  • Amiqro’s participation: Amiqro will also attend the seventh edition of Expo Wiretech 2026 in León, Guanajuato, on March 11 and 12.

Key Questions and Answers

  1. What is the main issue? Extensive payment periods (up to four months) are causing financial strain for Querétaro’s industrial mipymes.
  2. Who is Cuauhtémoc Acevedo Toledo? He is the president of Amiqro, an association representing industrial mipymes in Querétaro.
  3. Why are mipymes important? They play a crucial role in Querétaro’s industrial sector, contributing to local employment and economic growth.
  4. What is Amiqro’s response to these challenges? Amiqro organized the Congreso Industrial Horizontes Globales 2026 to address industry challenges and foster new market opportunities.