Introduction to Tamara Caballero and Banco Multiva
Tamara Caballero, the sole female CEO of a bank in Mexico, leads Banco Multiva. With nearly 40 years of experience in the banking sector, she has taken on this significant role with pride.
The Shift to Internal Market and Plan México
Caballero explains that Mexico’s economy has relied heavily on external markets, with 40% of its Gross Domestic Product (GDP) coming from exports. However, she believes that the country should now focus more on its internal market.
Plan México: A New Industrial Policy
According to Caballero, Plan México represents a new industrial policy that the country hasn’t seen in many years. It aims to strengthen the domestic market by substituting imports, increasing national production, and promoting national consumption through the “Hecho en México” program.
Focus on Key Sectors: Infrastructure, Government, and Energy
Banco Multiva will concentrate on three specific sectors: infrastructure, government, and energy. The bank will leverage its expertise in these areas while continuing to serve other segments like real estate and corporate.
Energy Sector Investment
Plan México includes a significant investment of $22 billion in the energy sector, focusing on both traditional and renewable sources.
Support for Small and Medium Enterprises (SMEs)
Another crucial aspect of Plan México is the support for small and medium enterprises (SMEs). Caballero highlights the importance of addressing the financing gap for SMEs and emphasizes that a beneficial agreement is being reached to facilitate bank participation in supporting these businesses.
Competing with Major Banks
Under Caballero’s leadership, Banco Multiva has been successfully competing with larger banks in these key sectors. The bank has already disbursed $120 billion in credits for infrastructure and government projects.
Preparing for 2026
Although Caballero acknowledges the challenges of 2025, she stresses the importance of preparing for 2026. She commends President’s efforts in managing external issues and emphasizes the need for progress in gender equality within the banking sector.
Gender Equality in Banking
Caballero recognizes the progress made in gender equality within Mexican banking but acknowledges that there is still much work to be done. She points out the disparity in leadership roles, with only around 750 women holding such positions compared to more than double that number for men.
Key Questions and Answers
- What is Banco Multiva’s alignment with Plan México? Banco Multiva will focus on infrastructure, government, and energy sectors, leveraging its expertise to support the plan’s objectives.
- What are the key sectors Banco Multiva will prioritize? The bank will concentrate on infrastructure, government, and energy while continuing to serve real estate and corporate segments.
- What is the significance of Plan México? Plan México aims to strengthen the domestic market by substituting imports, increasing national production, and promoting national consumption.
- How will Banco Multiva support small and medium enterprises (SMEs)? An agreement is being reached to facilitate bank participation in supporting SMEs, addressing the financing gap for these businesses.
- What challenges does Banco Multiva face? The bank must prepare for 2026 while managing external challenges, and there is still work to be done in promoting gender equality within the banking sector.
