Background on CAME and its Significance
CAME, or Sociedad Financiera para el Fomento del Empleo (Sofipo CAME), was a popular financial society that provided credit services to small and medium-sized enterprises in Mexico. Its dissolution and liquidation were officially announced on September 22, 2025, following the revocation of its operating authorization by the Comisión Nacional Bancaria y de Valores (CNBV) on September 19, 2025. The CNBV’s decision came after concerns regarding CAME’s financial stability and compliance with regulations.
Request for Payment Details
As of now, there have been 2,312 payment requests submitted by CAME’s savers. This surge occurred primarily in October, after the publication of guidelines and procedures for settling guaranteed obligations. The requests were sent following a meeting on October 23, where interventor Alfonso Ascencio Triujeque informed the savers that approximately 30.2% (697 requests) did not meet the necessary requirements for processing payments.
Reasons for Ineligible Requests
The ineligibility stems from incomplete information or insufficient documentation proving a connection to CAME. Savers have also reported difficulties in communication with authorities, as the liquidator does not attend at CAME’s central offices in Iztapalapa, Mexico City. Moreover, public contact methods lack comprehensive information on the payment application process.
Payment and Debts
The CNBV clarified that payments would be made using resources from the Fondo de Protección de Sociedades Financieras Populares y de Protección a sus Ahorradores (Prosofipo), without utilizing public funds. This mechanism ensures the return of up to 25,000 Unidades de Inversión (UDIs) calculated as of September 19, 2025—equivalent to approximately 213,560 pesos per person. According to the CNBV, this scheme will cover more than 99.5% of CAME’s savers, around 169,564 individuals.
However, deposits exceeding the insured limit face additional restrictions. Sofipo’s accounts remain largely frozen due to court-ordered measures resulting from supplier or service provider lawsuits, including a 3 million pesos account held captive.
- Available funds reported: 6 million pesos
- Overdue debt: 1,000 million pesos
- Tax arrears: 3,000 million pesos
Key Questions and Answers
- What is CAME? CAME, or Sofipo CAME, was a popular financial society in Mexico that offered credit services to small and medium-sized enterprises.
- Why was CAME dissolved? The CNBV revoked CAME’s operating authorization due to concerns about its financial stability and regulatory compliance.
- How many payment requests have been submitted? As of now, there are 2,312 payment requests from CAME’s savers.
- Why are some requests ineligible? Incomplete information or insufficient documentation proving a connection to CAME led to the ineligibility of around 30.2% (697 requests).
- How will payments be made? Payments will be funded by the Prosofipo, using resources separate from public funds.
- What are the restrictions on exceeding insured deposits? Deposits above the insurance limit face additional restrictions, with accounts largely frozen due to court-ordered measures.
