Introduction to Mundi and its Relevance
Mundi, a technology-driven financial firm specializing in export financing, has announced the launch of a new factoring service for suppliers. This initiative aims to enhance the liquidity of exporting companies and strengthen their relationships with domestic suppliers.
Details of the New Service
Through this scheme, Mundi intends to support over 500 exporting companies that are part of various supply chains in the country. The estimated allocation is more than 200 million pesos, which will bolster small and medium-sized enterprises (SMEs) in Mexico as strategic actors within global value chains.
How the Service Works
The program allows exporting companies to provide financing to their suppliers, freeing up working capital that can be directed towards other areas such as certifications, regulatory compliance, market expansion, or product diversification.
Importance and Context
This type of instrument is crucial as many Mexican SMEs exporting face challenges related to stringent deadlines, quality standards, and logistics.
Martín Pustilnick, cofundador y director ejecutivo de Mundi: “Timely financing to suppliers improves the cash flow of the exporting company and its supply ecosystem, reducing logistical risks and providing greater resilience against international disruptions.”
The launch of this service comes amidst pressures faced by Mexican supply chains due to international disruptions and changes in foreign trade.
Financing Alternatives for Mexican Businesses
According to Banco de México’s Quarterly Survey of Credit Market Conditions, 62% of surveyed companies used supplier financing and 27% bank credit during Q1 2025. In Q2, these percentages shifted to 61% and 30%, respectively.
These statistics highlight the significance of alternative financing sources in the Mexican business environment, where supplier credit remains a vital tool to sustain operations, particularly in the exporting sector.
The Role of SMEs in Mexican Exports
Despite contributing around 30% of Mexico’s export value, many SMEs lack access to necessary financing for their international operations, as per the Consejo Empresarial Mexicano de Comercio Exterior, Inversión y Tecnología (Comce).
Global Exporter Financing Needs
The International Factoring Association (IFA) indicates that nine out of ten exporters require financing to finalize an international trade transaction due to extended payment terms, rising logistical costs, and a slowing global economy.
Key Questions and Answers
- What is Mundi and why is it relevant? Mundi is a fintech company specializing in export financing. Its new factoring service for suppliers aims to improve the liquidity of exporting companies and strengthen their relationships with domestic suppliers, making it highly relevant in today’s challenging business environment.
- How does this new service work? The program enables exporting companies to provide financing to their suppliers, freeing up working capital that can be allocated to other critical areas like certifications, regulatory compliance, market expansion, or product diversification.
- Why is this service important for Mexican SMEs? Many Mexican SMEs exporting face challenges related to stringent deadlines, quality standards, and logistics. This service addresses these issues by ensuring timely financing to suppliers, thereby improving cash flow and reducing logistical risks.
- What percentage of Mexican businesses rely on alternative financing sources? According to Banco de México’s survey, 62% of companies used supplier financing and 27% bank credit during Q1 2025. This indicates a significant reliance on alternative financing sources in the Mexican business environment.
- What proportion of Mexico’s export value do SMEs contribute? SMEs contribute approximately 30% of Mexico’s export value. However, many lack access to necessary financing for their international operations.
- What percentage of exporters globally require financing for international trade transactions? According to the IFA, nine out of ten exporters need financing to finalize an international trade transaction due to extended payment terms, rising logistical costs, and a slowing global economy.
