Expert Warns of Malicious AI Tools Used in Cyberattacks
Keren Elazari, a global cybersecurity expert from Israel, has raised concerns about new malicious AI tools like ChatGPT and Grok being used by hackers to carry out cyberattacks on governments, companies, and individuals. Elazari shared these insights during the “Importance of Cybersecurity for Banking and the Country” forum at the 88th Banking Convention.
AI Generative Tools: A Double-Edged Sword
Elazari explained that these malicious tools can also be used with good intentions by hackers and companies alike. She emphasized the importance of equipping Mexican banking personnel to face new challenges and risks posed by AI generative technology, as well as enabling them to leverage these new tools for their benefit.
“Our future will be shaped by those who can surpass AI generative intelligence and effectively utilize it,” Elazari stated.
Financial Education for Social Mobility
In a separate forum titled “Financial Inclusion and Its Impact on Social Mobility,” experts discussed the importance of financial education for children’s social mobility. Óscar Rosado Jiménez, President of the National Commission for the Protection and Defense of Users of Financial Services (Condusef), highlighted that children from financially inclusive households have greater social mobility.
Rosado Jiménez mentioned that according to the 2024 Financial Health Survey, conducted by Condusef in collaboration with INEGI, children whose parents discuss finances from a young age are more likely to have financial inclusion, such as access to credit cards or savings accounts.
Expanding Financial Education
Julio Serrano Espinosa, President of the Espinosa Yglesias Center for Studies (CEEY), advocated for incorporating financial education as a mandatory subject in all public and private basic schools. However, he acknowledged that financial education is not the sole solution for greater financial inclusion in Mexico, as countries with lower literacy rates than Mexico still achieve higher levels of financial inclusion.
According to the “Social Mobility Report in Mexico 2025: The Path to Financial Inclusion” by CEEY, 49% of Mexicans have financial inclusion.
Banking Sector’s Role in Financial Education and Inclusion
Hugo Nájera Alva, Head of Retail Banking at BBVA Mexico, emphasized the importance of both increased financial education and inclusion for the banking sector’s business interests. He also stressed that banks should actively participate in efforts to promote these improvements.
Key Questions and Answers
- What are the new cybersecurity challenges posed by generative AI? Generative AI tools, such as ChatGPT and Grok, are being misused by hackers to execute cyberattacks on governments, companies, and individuals.
- How can the Mexican banking sector address these challenges? By training their personnel to understand and effectively utilize AI generative technology, as well as leveraging these tools for their benefit.
- What is the connection between financial education and social mobility? Children from financially inclusive households are more likely to have greater social mobility, as they receive early financial education.
- What role do banks play in promoting financial education and inclusion? Banks should actively support efforts to increase financial education and inclusion, as it benefits both their business interests and society.
