Key Facts and Statistics
According to the latest data from the Mexican Association of Insurance Institutions (AMIS), 26 heavily insured vehicles are stolen daily in Mexico.
- Heavy vehicle insurance premiums have increased by 15-20% over the past few years due to insecurity and vehicle theft along Mexican highways.
- Between June 2024 and May 2025, a total of 9,525 heavy vehicles were stolen, with 68% involving violent theft.
- The most stolen heavy vehicles in Mexico are tractor-trailers (43% of total), followed by semi-trailers (39%), trucks (16%), and buses (1%).
- The Estado de México has the highest number of stolen heavy vehicles, with 1,841 incidents in the past year.
- A new tractor-trailer insurance policy costs around 250,000 Mexican pesos, making it increasingly expensive.
Impact on the Industry and Transportation Sector
Alejandro Sobre, president of the Amasfac auto committee, highlighted that regions like Puebla, Estado de México, Veracruz, and central Mexico face a severe problem with heavy vehicle theft on highways.
Sobre mentioned that some routes are now avoided by vehicle owners and operators due to the escalating violence in thefts. He also pointed out that insurance companies are seeking ways to reduce claim rates, such as training operators with safe driving practices and establishing protocols for theft situations. Additionally, equipping vehicles with satellite devices is being considered.
Given the rising violence in vehicle thefts, life insurance for operators has become nearly obligatory. Now, transportation companies are required to insure not only the tractor-trailers but also purchase life insurance for their operators.
Key Questions and Answers
- What is causing the rise in heavy vehicle insurance premiums? The primary reasons are increased insecurity and theft along Mexican highways.
- How many heavy vehicles are stolen daily in Mexico? According to AMIS, 26 heavily insured vehicles are stolen each day.
- Which types of heavy vehicles are most frequently stolen? Tractor-trailers make up 43% of all stolen heavy vehicles, followed by semi-trailers at 39%.
- What measures are insurance companies taking to address the issue? Insurance providers are exploring options such as operator training, establishing theft protocols, and equipping vehicles with satellite devices to reduce claim rates.
- Why is life insurance for operators becoming essential? Due to the increasing violence in vehicle thefts, life insurance for operators has become nearly obligatory.
