Introduction to Jean Marc Mercier and Invex
Jean Marc Mercier, the General Director of Invex, a financial group specializing in corporate and consumer services, foresees a positive 2025 despite the uncertainty and complexity in the current global environment.
Uncertainty and Complexity
Mercier explains that the uncertainty stems from the ongoing trade war and tariffs initiated by the U.S. government, which creates complexities in decision-making for businesses.
However, Invex views this as an opportunity rather than a hindrance. As Mercier states, “We have always seen these environments as an opportunity to do things differently and do them well.”
Cautious Businesses, Not Halted Investments
Invex’s director notes that some companies are being cautious with investments due to the prevailing uncertainty. Nevertheless, these businesses are not completely halting their investment plans.
“They’re being cautious, but investments are generally not short-term. Companies have a medium to long-term vision, and there’s nothing alarming at the moment since any decisions they make will have significant impacts. Businesses aren’t overly fearful,” Mercier explains.
Mexico’s Government Response
Regarding the U.S. measures, Mercier commends Mexico’s government for its measured and temperate response, aligning with the views of analysts and international media.
“I believe the government has acted well, with composure, avoiding abrupt decisions and managing the situation calmly and with a long-term perspective,” he adds.
Positive Outlook for Invex’s Business
Mercier comments that 2024 was a successful year for Invex across all business areas, primarily driven by the consumption segment which grew over 40%.
He anticipates a strong start to 2025, with the first quarter expected to exceed budgeted projections. “We don’t foresee any changes in our projections and are planning for double-digit growth across almost all our businesses,” Mercier says.
Despite a slowdown in consumption, Invex remains optimistic about continued growth due to its dynamic nature.
Supporting Small and Medium Enterprises (SMEs)
Invex’s director acknowledges the federal government’s initiative to increase access to formal credit for small and medium-sized enterprises (SMEs) in Mexico.
“We are working on a general strategy to align government objectives with the needs of banking institutions,” Mercier explains. “It’s essential to work on both sides, focusing on legal certainty, tax incentives, guarantees, and ultimately, we believe a positive outcome will emerge through execution, though not in the short term.”
Key Questions and Answers
- What is the main concern for Invex in 2025? The primary concern is uncertainty surrounding the U.S. trade war and tariffs, which creates complexities in decision-making for businesses.
- How are businesses reacting to the current environment? Some companies are being cautious with investments, but they aren’t halting them entirely. Most businesses maintain a medium to long-term vision.
- How has Mexico’s government responded to U.S. measures? The government has acted prudently and calmly, aligning with analysts’ and international media’s views.
- What does Invex predict for its business in 2025? Invex anticipates a positive year with double-digit growth across most of its businesses, despite a slowdown in consumption.
- What is Invex doing to support SMEs? Invex is working on a strategy to align government objectives with the needs of banking institutions, focusing on legal certainty, tax incentives, and guarantees for SMEs.
