Who are the Mexican Sofipos Association (AMS) and why are they relevant?
The Mexican Sofipos Association (AMS) is a prominent organization representing 33 authorized sociedades in Mexico, which cater to over 28.6 million customers and manage more than 215,000 million pesos in assets. These Sofipos have evolved to provide better services, including credit, investment opportunities, and protection products.
What is CAME and why was it liquidated?
CAME, or the Sociedad Financiera Popular Consejo de Asistencia al Microemprendedor, is a financial entity that was recently liquidated by the Comisión Nacional Bancaria y de Valores (CNBV). This decision was announced on Monday.
AMS’s stance on CAME liquidation
Support for the decision: The AMS has expressed its support for the liquidation of CAME, emphasizing that it aims to initiate the process of returning resources to affected savers according to the Ley de Ahorro y Crédito Popular.
Respect for authorities’ processes: The AMS has stated its respect for the timelines and procedures set by authorities to cover payments to affected clients.
No impact on sector stability: The association has clarified that the liquidation of CAME does not affect the stability of the Sofipos sector, which continues to thrive with robust capitalization and a growing number of service requests.
Capitalization and regulatory compliance
As of July 2025, the Índice de Capitalización (Nicap) for the Sofipos sector reached 212.81%, significantly surpassing the regulatory requirement of 131%. Furthermore, all sociedades affiliated with AMS are classified under level 1 capitalization, the highest category according to regulations.
Continued growth and commitment
In recent years, Sofipos have strengthened their role in the Mexican financial system by tailoring services to meet user needs. Their popularity is evident in the increasing number of requests for Sofipos operations.
Commitment to legality and customer protection: The AMS reiterates its dedication to upholding the law and safeguarding Sofipos customers who rely on these institutions for quality financial services.
Encouraging users to stay informed: The AMS advises users to consult the quarterly information published by authorities regarding Sofipos.
Key Questions and Answers
- What is the Mexican Sofipos Association (AMS)? The AMS is an organization representing 33 authorized Sofipos in Mexico, catering to over 28.6 million customers and managing more than 215,000 million pesos in assets.
- What is CAME and why was it liquidated? CAME, or the Sociedad Financiera Popular Consejo de Asistencia al Microemprendedor, is a financial entity recently liquidated by the Comisión Nacional Bancaria y de Valores (CNBV) for undisclosed reasons.
- How does AMS view CAME liquidation? The AMS supports the decision, emphasizing its goal to return resources to affected savers according to the Ley de Ahorro y Crédito Popular.
- Is the Sofipos sector stable post-CAME liquidation? The AMS confirms that the Sofipos sector remains stable, with robust capitalization and growing demand for their services.
- What is the current capitalization status of Sofipos? As of July 2025, the Índice de Capitalización (Nicap) for the Sofipos sector is 212.81%, exceeding the regulatory requirement of 131%.
- What is AMS’s commitment to customers? The AMS reaffirms its dedication to legality and customer protection in the Sofipos sector.
- How can users stay updated on Sofipos information? Users are advised to consult the quarterly information published by authorities regarding Sofipos.
