Introduction
The National Commission for the Protection and Defense of Users of Financial Services (Condusef) has issued recommendations for consumers planning to shop online during the Buen Fin 2025, which runs from November 13 to 17. The campaign offers discounts, promotions, and interest-free installments from thousands of stores nationwide. However, Condusef emphasizes that the best deal is one that doesn’t jeopardize your finances.
Condusef’s Recommendations for Secure Online Shopping
- Verify website and link security before making online payments.
- Ensure the website address starts with “https://” and check for a security lock icon in your browser.
- Avoid clicking on suspicious links.
- If you receive messages about unrecognized charges or “too good to be true” promotions, avoid opening them. They could lead to fraudulent websites.
- Set up strong, unique passwords for each application or site.
- Avoid sharing or storing passwords in insecure locations.
- Secure your devices.
- Keep your antivirus updated and try to avoid using public Wi-Fi when making online purchases.
Overspending Turns Great Deals into Financial Problems
Condusef reminded consumers that overspending can transform attractive offers into financial issues. They advise prioritizing needs, avoiding impulsive purchases, and carefully managing your payment capacity.
This year marks 15 years of Buen Fin encouraging national economic growth, but it also presents an opportunity to strengthen financial education and responsibility among consumers. Condusef encourages celebrating this milestone with careful planning, intelligence, and financial security.
- Plan your purchases and make a list. Decide in advance which items to buy, where, and how to pay. This prevents impulsive purchases.
- Set a budget and stick to it. Establish a spending limit before using your credit card or signing up for interest-free installments. A good rule is: “Today, my limit is X, and I won’t exceed it.”
- Compare prices and verify real discounts. Check different stores before making a decision.
- Evaluate product quality and lifespan. A low price doesn’t always mean a good deal.
- Use interest-free installments responsibly. Ensure you can cover future payments without affecting your finances. Add up all monthly payments to confirm you can manage them without impacting other expenses.
Condusef also advises responsible use of credit cards, monitoring transactions, and activating alerts for unrecognized charges—a common complaint reported to Condusef, especially during this season.
If you discover unrecognized charges on your accounts or credit cards, report them immediately to your financial institution. For assistance, contact Condusef through the Centro de Contacto y Atención Telefónica (CCAMER) at 55 53 400 999, email [email protected], or visit any Condusef office in Mexico City or across the country.
Key Questions and Answers
- What is Buen Fin 2025? Buen Fin 2025 is an annual event promoting national economic growth by offering discounts, promotions, and interest-free installments from thousands of stores across Mexico.
- Why should I follow Condusef’s recommendations? Following these tips helps protect your finances from overspending, ensures secure online transactions, and promotes responsible consumer behavior.
- What should I do if I find unrecognized charges? Report them immediately to your financial institution and, if needed, seek assistance from Condusef through their contact channels.
