Credit Card and Personal Credit Complaints Dominate 46% of Grievances in Mexico State in 2025: Condusef

Web Editor

January 29, 2026

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Introduction to Condusef and its Role

The National Commission for the Protection and Defense of Users of Financial Services (Condusef) is a Mexican organization dedicated to safeguarding the rights of consumers in financial transactions. It acts as a mediator between users and financial institutions, ensuring fair treatment and resolving disputes.

Key Findings in the Mexico State Region

In 2025, Condusef received a total of 26,231 complaints in the State of Mexico, with credit and debit cards, along with personal loans, accounting for 46% of the grievances. The total amount in dispute was approximately 4,063.9 million pesos.

Through its intervention, Condusef managed to recover 118.9 million pesos for consumers, representing 28.5% of the total claimed amount.

Geographical Distribution of Complaints

Nezahualcóyotl and Ecatepec de Morelos were the municipalities with the highest number of complaints, accounting for 16.4% of the total. Toluca followed closely with a 7.2% contribution.

Sector-wise Analysis of Complaints

By sector, multiple banking institutions accumulated 64.1% of the complaints, followed by insurance companies with 12.1%, and SOFOM E.N.R with 8.6%.

  1. Banco Azteca: 4,029 cases, market participation of 15.4%
  2. BBVA: 2,955 cases, market participation of 1.3%
  3. Banamex: 2,168 cases, market participation of 8.3%
  4. Banorte: 1,828 cases, market participation of 7.0%
  5. BanCoppel: 1,381 cases, market participation of 5.3%

Demographic Distribution of Complaints

Of the complaints registered in this entity, 44.8% were filed by women and 55.2% by men.

Among the adult population, credit cards, debit cards, and automobile damage claims were the most frequently reported issues.

Key Questions and Answers

  • What should I know before contracting financial services? Consider the information provided by Condusef to make informed decisions and understand your rights as a consumer.
  • How can I file a complaint? You can reach out to Condusef via phone at (55 53 400 999) or email at [email protected].
  • Who can I contact for further inquiries? You may direct your questions to Sonia Soto at [email protected].