Credit Cards and Personal Loans Account for 46% of Complaints in Mexico State in 2025: Condusef

Web Editor

January 29, 2026

a group of credit cards sitting on top of each other on a table with a blurry background of the cred

Overview of Complaints in the Mexico State

The National Commission for the Protection and Defense of Users of Financial Services (Condusef) reported that credit and debit cards, along with personal loans, accounted for 46% of the complaints received in Mexico State during 2025. In total, Condusef addressed 26,231 complaints, amounting to a total of 4,063.9 million pesos.

From the resolved complaints, 118.9 million pesos were recovered in favor of users, representing 28.5% of the total claimed amount.

Distribution by Municipality

Nezahualcóyotl and Ecatepec de Morelos had the highest number of complaints, accounting for 16.4% of the total combined. Toluca followed with 7.2%.

Sector-wise Distribution of Complaints

By sector, multiple banking accumulated 64.1% of the complaints, followed by insurance companies with 12.1%, and SOFOM E.N.R with 8.6%.

Bank-wise Distribution of Complaints

  1. Banco Azteca: 4,029 cases, market participation of 15.4%
  2. BBVA: 2,955 cases, market participation of 1.3%
  3. Banamex: 2,168 cases, market participation of 8.3%
  4. Banorte: 1,828 cases, market participation of 7.0%
  5. BanCoppel: 1,381 cases, market participation of 5.3%

According to Condusef, 44.8% of the registered complaints were filed by women, while 55.2% were filed by men.

Complaints by Age Group

For adults aged 60 and over, the most complained-about products were credit cards, debit cards, and automobile damages.

Key Questions and Answers

  • What does this information mean for consumers? This data is crucial before signing any financial agreement. It also highlights that consumers can file complaints with Condusef at (55) 53 400 999 or via email at [email protected].
  • Who can I contact for further assistance? You may reach out to Sonia Soto at [email protected] for additional inquiries.