personal finance
personal finance
Understanding What Motivates People: A Study on Incentives
Introduction In discussions and studies about human behavior, especially in the economic realm, a common question arises: what factors motivate...
personal finance
The Perils of Following Investment Trends: Understanding the Psychology Behind It
The Dangers of Investing in What Everyone’s Talking About In my previous column, I discussed the risks of investing in...
personal finance
Mexican Consumers Show Optimism in Personal Finances but Pessimism on National Economy
August 2025 Consumer Confidence Index (CCI) Reveals Dual Economic Outlook The Mexican Consumer Confidence Index (CCI) for August 2025 paints...
personal finance
What to Do When Your Dream Home Exceeds Your Budget: A Guide for Homebuyers
Prioritize and Plan for Additional Expenses Buying a home is one of the most significant milestones for many Mexicans. Given...
personal finance
Accelerate Debt Repayment with the Snowball Method
Understanding Credit Card Usage and Debt Management Credit card usage, including bank, departmental, and cashback cards, is on the rise....
personal finance
How Will Claudia Sheinbaum’s Government Promote Financial Inclusion?
Introduction to the National Financial Education Strategy 2025-2030 In the first half of 2025, the Federal Government, led by President...
personal finance
Four Expenses Draining Mexican Families’ Budgets: IVA, IEPS, Inflation, and Extortion
The Impact of Informality on Mexican Consumers Mexicans face “four horsemen of the apocalypse”: Value-Added Tax (IVA) and Special Production...
personal finance
School Supply Costs Vary by School: Profeco’s Price Monitoring Reveals Significant Differences
Introduction to the Issue César Iván Escalante Ruiz, head of Mexico’s Federal Consumer Prosecutor’s Office (Profeco), announced that school supply...
personal finance
Why Can’t You Save? Understanding Income vs. Habits
Introduction We are bombarded with advice on saving money: “5 scientifically proven ways to save,” “12 tricks to save big,”...
personal finance
Marriage Withdrawal from AFORE: Is it Worth Affecting Your Pension for 3,000 Pesos?
Understanding Marriage and AFORE Withdrawals Every year, thousands of people say “I do” to get married. In 2023 alone, nearly...