SCJN Ruling Allows Descendants to Claim Deceased’s Pension Funds Without Economic Dependency Proof

Web Editor

November 7, 2025

a woman is talking to a man at a reception desk in an airport lobby with a qr code on the wall, Áng

Introduction to the Supreme Court of Justice of the Nation (SCJN)

The Supreme Court of Justice of the Nation (SCJN) is the highest judicial authority in Mexico, responsible for interpreting the Constitution and ensuring that laws comply with it. Its rulings set important precedents and shape the legal landscape of the country.

The Recent Ruling on Pension Funds

In a significant decision, the SCJN established a new jurisprudence regarding the distribution of pension funds (known as “Afore” in Mexico) for deceased individuals without legal beneficiaries. This ruling has opened the door for descendants, including adult children and grandchildren, to claim these funds even if they cannot prove economic dependency.

Background on Afore and Legal Beneficiaries

Afore (Pension Fund Administrators) are private entities responsible for managing individual retirement accounts in Mexico. Typically, legal beneficiaries—such as spouses, children under 25, or parents over 60—are prioritized to receive the deceased’s pension funds. However, the SCJN ruling clarifies that economic dependency is only relevant for determining the order of priority among beneficiaries, not an exclusion criterion for descendants.

Impact of the SCJN Ruling

This new jurisprudence ensures that a deceased worker’s resources are returned to their family, rather than being lost in bureaucratic processes or restrictive interpretations. Previously, adult descendants could not claim pension funds without proving economic dependency. Now, the SCJN ruling allows them to do so when no legal beneficiaries are present.

Key Questions and Answers

  • What is the SCJN? The Supreme Court of Justice of the Nation (SCJN) is Mexico’s highest judicial authority, responsible for interpreting the Constitution and ensuring laws comply with it.
  • What are Afore funds? Afore (Pension Fund Administrators) are private entities managing individual retirement accounts in Mexico. These funds accumulate savings for future retirement benefits.
  • Who are legal beneficiaries? Legal beneficiaries typically include spouses, children under 25, or parents over 60. They are prioritized to receive the deceased’s pension funds.
  • What does the SCJN ruling change? The ruling clarifies that economic dependency is only relevant for determining the order of priority among beneficiaries, not an exclusion criterion for descendants. Now, adult descendants can claim pension funds without proving economic dependency when no legal beneficiaries are present.