XXI Banorte’s Dominance in Voluntary Savings
With $76,600 million pesos under management, XXI Banorte leads the voluntary savings sector, according to a Consar report at the end of September 2025.
- XXI Banorte holds the top position in voluntary savings, thanks to its personalized service, high returns, and accessible digital tools.
- Voluntary contributions have become crucial for Mexicans to strengthen their retirement savings and build a better financial future.
Why XXI Banorte Stands Out
XXI Banorte’s leadership in voluntary savings is attributed to its commitment to offering high returns, specialized advice, and exceptional customer service for its 7.3 million account holders nationwide.
David Razú Aznar, Director General of Afore XXI Banorte: “Voluntary savings is the most powerful tool to strengthen workers’ retirement. We promote these contributions through financial education and personalized advice, ensuring each client understands the importance of initiating or increasing their contributions.”
Accessible Digital Channels
To make voluntary savings more accessible, XXI Banorte has developed digital channels such as the AforeMóvil XXIB app and Mi Afore Digital platform. These tools allow users to make one-time deposits or set up recurring contributions, ensuring flexibility, accessibility, and security in every transaction.
In addition to increasing the Individual Retirement Account balance, workers can make voluntary contributions to meet short-term personal goals or build an emergency fund, depending on the type of savings.
Educational Resources
XXI Banorte provides all this information to account holders through its Permanent Financial and Retirement Education Program. This program offers materials and consultations to help workers plan their retirement with clear, well-founded information.
Key Questions and Answers
- What is voluntary savings? Voluntary savings, or voluntary contributions, are additional funds Mexicans can allocate to their retirement accounts beyond the mandatory 6.5% of their income.
- Why is XXI Banorte leading in voluntary savings? XXI Banorte’s leadership is due to its focus on high returns, personalized service, and accessible digital tools.
- How does XXI Banorte promote voluntary savings? XXI Banorte encourages voluntary contributions through financial education, personalized advice, and accessible digital channels.
- What are the benefits of voluntary savings? Voluntary savings can help workers build a more comfortable retirement, meet short-term personal goals, and create an emergency fund.
