Background on Infonavit and Its Recent Reforms
The Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) is a Mexican government-owned housing finance organization that provides credit to workers for purchasing or building homes. In February, a reform to the Infonavit law was published, granting the institute the ability to resume its housing construction activities and restructuring its organization. However, this restructuring has come at a significant cost to the organization.
Elimination of Sectorial Directorates
As part of the reform, Infonavit eliminated both the corporate and worker sectorial directorates due to their lack of “substantive functions” and responsibilities. Nevertheless, these directorates had prerogatives and economic perks exceeding the president’s salary, Claudia Sheinbaum Pardo.
Key Changes Following the Reform
- Salary homogenization for confianza staff according to the federal government’s tabular.
- Elimination of bonuses for officials.
- Removal of attendance compensation for Consejo de Administración (over 86,000 pesos monthly).
- Prevention of the General Secretary of the Infonavit Workers’ Union from continuing with a gross average monthly salary of 314,362 pesos.
As of June 2025, Infonavit had an active workforce of 7,253 employees. The top management structure consists of the general directorate, secretariat, audit office, and six directorates.
Infonavit’s Current Focus
Currently, Infonavit is concentrating on restructuring nearly 5 million credits and constructing 1.2 million homes during this six-year term. It is estimated that 245,000 homes are currently under construction, with a projected total of 300,000 by year-end.
These homes are intended for Infonavit’s rightsholders earning between 1 and 2 minimum wages, including young adults aged 18 or older with six months of contributions. They will have access to a credit for a dignified 60-square-meter home with full services, including two bedrooms, living room, dining room, kitchen, bathroom, and service area.
Key Questions and Answers
- What prompted the Infonavit reform? The reform aimed to allow Infonavit to resume its housing construction activities and restructure the organization.
- Which directorates were eliminated? Both the corporate and worker sectorial directorates were removed due to their lack of substantive functions and responsibilities.
- What changes were implemented following the reform? Salary homogenization for confianza staff, elimination of bonuses for officials, removal of attendance compensation for Consejo de Administración, and prevention of excessive salaries for top union officials.
- What is Infonavit’s current focus? Restructuring nearly 5 million credits and constructing 1.2 million homes during the current six-year term.
- Who are the target beneficiaries of these housing initiatives? Infonavit’s rightsholders earning between 1 and 2 minimum wages, including young adults aged 18 or older with six months of contributions.
