Understanding the “Montachoques” Threat in Mexico
In several cities across Mexico, “montachoques” are criminal groups intentionally causing traffic accidents to extort drivers, often through threats. These groups sometimes have accomplices who arrive at the scene to further intimidate drivers, increasing pressure for them to comply with demands.
Recommendations for Drivers
- Maintain a safe distance from other vehicles and stay vigilant for suspicious maneuvers.
- Avoid distractions while driving and exercise caution in high-traffic areas.
- Consider using a dashboard camera (dashcam) as an added layer of protection.
- In case of an incident, do not yield to threats; instead, call 911 and your auto insurance company.
- File a police report and consult your insurance provider about applicable coverage.
“At HDI Seguros, we’ve noticed an increase in reports related to these incidents. Our advice to drivers is to stay alert, avoid provocations, and use official channels for assistance and reporting.”
What to Do if You’re a Victim of a “Montachoques” Scam
- Do not get out of your vehicle.
- Immediately contact your insurance company, providing your location and policy number.
- Refuse monetary agreements, as this could be part of the scam.
- Verify the adjuster’s identity; ensure they have official credentials from the company.
If you don’t have insurance and the “montachoques” become aggressive or violent, contact 911 or send a message to the Secretaría de Seguridad Ciudadana (SSC) Twitter account for assistance.
Having auto insurance is crucial for handling minor accidents to total losses. Insurance not only protects you from extortion but also provides financial support for safeguarding your assets.
Key Questions and Answers
- What are “montachoques”? Criminal groups in Mexico intentionally causing traffic accidents to extort drivers.
- Why should I maintain a safe distance while driving? To avoid becoming a victim of intentional accidents orchestrated by “montachoques” groups.
- What should I do if I’m involved in a suspicious accident? Call 911 and your insurance company; avoid engaging with potential extortion attempts.
- How can I protect myself from “montachoques” scams? Stay vigilant, use a dashboard camera, and have proper auto insurance coverage.
