Micro, Small, and Medium Enterprises (MSEs) in Querétaro Face Liquidity Challenges
Micro, small, and medium enterprises (MSEs) in the industrial sector of Querétaro are grappling with liquidity issues due to extended payment terms from their clients, resulting in overdue accounts for some businesses.
The Role of Amiqro and its President, Cuauhtémoc Acevedo Toledo
Cuauhtémoc Acevedo Toledo, president of the Querétaro Industrial Small and Medium Enterprises Association (Amiqro), explained that most member companies are experiencing these payment delays, primarily due to their strong ties with the automotive parts industry.
“Due to company regulations, we were initially given 120-day payment terms, and now they’re asking us to wait even longer. It’s challenging to sustain this situation; we’re already dealing with overdue accounts. Beyond that, we hope for timely payments and order fulfillment, but it’s crucial to accelerate production lines as things remain complicated,” Acevedo Toledo stated.
Uncertainty and Slow Order Processing
The uncertainty surrounding trade policies, particularly those from the United States, has led to slower order processing at the beginning of the year, affecting the automotive industry significantly. Acevedo Toledo emphasized the need for large corporations to expedite payments and process orders promptly.
“At the start of the year, there was some slowness in order processing and payments. We have some overdue accounts. In recent meetings with industrial business leaders, the situation has become slightly more challenging. We need to push for faster payments from major companies and encourage order processing,” he said.
Challenges in the Ecosystem
Querétaro’s MSEs are facing extended periods to generate sufficient income and maintain cash flow in their businesses due to the uncertain environment.
Acevedo Toledo mentioned that Amiqro plans to foster collaboration within the business ecosystem, creating alliances and diversification strategies. “In the coming weeks, we will gather several business leaders to discuss this issue, explore ways to enhance synergy, alliances, and begin diversifying our businesses while waiting for improved market conditions,” he commented.
Critical Conditions and Strategies
Acevedo Toledo noted that two to three companies in the central Querétaro region are in critical condition, while others have managed to stay afloat. These companies will share best practices to refine their strategies.
Most Amiqro member companies have commercial ties with the automotive parts industry, either as suppliers of components or indirect providers offering stationery and packaging materials. Given their strong connection to this industry—a significant manufacturing driver in Querétaro—Acevedo Toledo highlighted the importance of addressing these challenges.
According to Acevedo Toledo, around 40% of Amiqro-affiliated companies have seen growth in their operations during the first half of 2025, while the remaining 60% focuses on improving their businesses.
The commerce and services sector has also been affected by the delayed credit terms agreed upon through contracts with industrial companies.
Payment periods have extended from 30 to 60 days to 120 or 180 days, as reported by Lorena Muñoz Altamira, president of the Querétaro Chamber of Commerce. By mid-June 2025, nearly 600 chamber members were dealing with these complications.
Emergency Declaration
In a separate matter, the Querétaro executive branch declared an emergency due to the 2025 rainy season and tropical storms.
The declaration, published in the official Querétaro newspaper La Sombra de Arteaga on July 11, was prompted by increased water storage in reservoirs and forecasts of heavy rainfall for July-September.
